If you’re a dog parent, you already know how quickly the cost of caring for your pup adds up. Between food, treats, toys, and vet visits, even the basics can stretch a budget. That’s why more dog owners are looking for ways to save on dog food without cutting corners on quality.
The good news?
You don’t need to hunt high and low to find savings. Major retailers like Petco, PetSmart, and Tractor Supply offer programs that put money back in your pocket through points, discounts, or perks.
In this post, we’ll break down the top loyalty programs every dog owner should know about, so you can spend less time worrying about costs and more time enjoying life with your four-legged best friend.
Note: This is a high-level overview of these loyalty programs. Program details can change at any time, so always check the terms directly with the provider before signing up. Also make sure to check the list of exclusions. See below for full disclosure.
Pet Loyalty Programs Every Dog Owner Should Know
From food and treats to grooming and vet perks, these major retailers offer loyalty programs that help dog parents stretch their budgets while keeping pups happy and healthy.
1. Petco – Vital Care Core & Premier
Petco’s Vital Care program is one of the most feature-packed loyalty options for pet parents. It’s designed to help you save on everyday essentials like food and grooming while also giving you access to veterinary perks. The program comes in two tiers—Core (free) and Premier (paid)—so you can pick the plan that fits your budget and your dog’s needs.
Vital Care Core (Free):
- Earn points for every $ spent at Petco (in-store or online).
- 167 points = $5 reward that can be used on future purchases.
- Members get personalized care notifications, and member only pricing and offers.
- Every 8th groom is free when you book using the Petco app.
Vital Care Premier ($24.99/month for dogs & cats):
- $15 in rewards every month just for being enrolled.
- 10% off all dog and cat food (excludes treats/chews).
- 20% off grooming services for dogs, or 20% off litter for cats.
- Unlimited routine vet exams at Petco clinics.
- Option to receive a $20 reward for up to two outside vet exams per year if you prefer your own veterinarian.
Why It’s Worth Signing Up
The Core plan is a no-brainer—it’s free, and you’ll earn rewards just by shopping as you normally do. The Premier plan can easily pay for itself if you buy premium food or schedule regular grooming visits. Add in the free monthly rewards and vet exam savings, and the program becomes a money-saver for many families.
Pro Tips
- Petco Vital Care rewards expire within 30 days, Vital Care Premier members have 45 days to use their rewards, so don’t let them go unused.
- Apply your $15 monthly credit to essentials like food or litter so you always get the full value.
- Make sure to read the exclusions before signing up.
2. PetSmart – Treats Rewards
PetSmart – Treats Rewards
PetSmart’s Treats Rewards program is one of the most popular loyalty options for pet owners—and with good reason. It’s completely free to join, easy to use, and packed with perks that reward you for both everyday shopping and services like grooming, training, and daycare.
How It Works:
- Earn 10 points for every $1 spent on products and services.
- 1,000 points = $2 in rewards that you can apply toward future purchases.
- Get a free birthday or “gotcha day” gift for your dog.
- Enjoy exclusive member pricing.
- Earn bonus points when donating to PetSmart Charities.
Tiered Membership Levels:
- Your tier is based on total annual spending.
- Levels include Member → Bestie → VIPP (Very Important Pet Parent).
- Higher tiers unlock extras like bonus point days, holiday gifts, and invites to special events.
Why It’s Worth Signing Up
Because it’s free, there’s really no downside to joining. Pet parents who use grooming, daycare, or training services see the most benefit since points add up quickly. But even casual shoppers get rewarded with freebies, member-only sales, and surprise offers.
Pro Tips
- Keep an eye out for promos like “Spend $50, get 5,000 points”—they can double your earnings in a single trip.
- Track your tier progress in the app so you don’t miss out on higher-level perks.
3. Tractor Supply – Neighbor’s Club
Tractor Supply’s Neighbor’s Club is a free rewards program that’s especially valuable for dog owners who buy in bulk, use self-service pet washes, or have a Petsense location nearby (Tractor Supply’s sister company). It rewards you not only for shopping but also for using their pet services.
How It Works:
- Earn 1 point per $1 spent as a Neighbor.
- Reach Preferred (1.5 pts/$1) and Preferred Plus (2 pts/$1, or up to 5 pts/$1 with the Tractor Supply credit card) as you spend more.
- Every 500 points = $5 reward to use in-store or online.
Exclusive Pet Perks:
- 4th Pet Wash is free at Tractor Supply’s self-service stations.
- 8th Grooming Service is free at Petsense.
- Birthday gift for your dog.
- Members-only sales and promotions.
Tiered Membership Benefits:
- Preferred and Preferred Plus members unlock extras like free same-day delivery, free trailer rentals, receipt-free returns, and faster point earning.
Why It’s Worth Signing Up
Since the program is free, it’s worth joining even if you only shop occasionally. For households with large dogs—or multiple pets—the bulk food savings combined with rewards add up quickly. And if you use pet wash stations or Petsense grooming, the freebie milestones are a great way to stretch your budget.
Pro Tips
- Always scan your app at checkout so you don’t miss out on points.
- Keep an eye out for Double Points Days to rack up rewards faster.
Don’t Forget Local Pet Stores
While big-name retailers get most of the spotlight, many neighborhood pet stores also offer rewards programs that are worth checking out. I actually use one in my own community, and it runs on a simple cumulative point system—you spend a certain amount, and then you earn a cash reward to use on your next purchase. It’s straightforward, but the savings add up quickly.
Other local shops may use “Buy X, Get 1 Free” punch cards for things like treats or food bags, or they might host special member days with extra discounts. The nice part is that these programs often feel more personal, and you’re supporting small businesses in your area at the same time.
Conclusion
Caring for a dog can be expensive, but loyalty programs are an easy way to cut costs without cutting corners. From free memberships that give you points back on everyday purchases to paid plans that include discounts on food, grooming, and even vet visits, there are plenty of ways to stretch your budget while still giving your pup the best.
It’s also worth checking out your local pet stores. Many offer simple rewards systems that add up quickly and give you the chance to support small businesses in your community.
The best part? Most programs are free to join, so there’s little to lose and plenty to gain. Even small rewards can add up over time, especially when paired with sales, and coupons. With a little planning, you’ll spend less time worrying about the cost of supplies and more time enjoying life with your dog.
💬 Your Turn: Do you use a rewards program for your dog? Or does your local shop offer one that you love? Share your tips in the comments—I’d love to hear how you save while keeping your pup happy and healthy!
Disclosure: This article is meant to provide a high-level overview of popular pet loyalty programs. Program details, costs, and benefits can change at any time, and while we do our best to share accurate information, we are not responsible for any errors or outdated details. Before signing up, be sure to review the full terms of each program directly with the provider to make sure it’s the right fit for you and your pet.